SBI offers working capital finance to meet the entire range of short term fund requirements that arise within a corporate’s day to day operational cycle. SBI’s working finance products comprise a spectrum of funded and non-funded facilities to meet the different demands form all segments of industry, trade and the services sector. Funded facilities include overdraft, demand loan and bill discounting. Non funded instruments comprise letters of credit (inland and overseas) as well as Bank Guarantees (performance and financial) to cover advance payments, bid bonds etc.