Please read the following terms and conditions carefully. By accessing the SBI Website ("this Website") and/or using any of the SBI online services provided therein, you hereby agree to be bound by the terms and conditions herein without any limitation or qualification ("Terms and Conditions").

General terms and conditions

In these Terms and Conditions, the term "SBI" refers to State Bank of India, Bahrain. All the products and services of SBI are subject to the terms and conditions of the applicable agreements governing their uses.

These Terms and Conditions consist of terms and conditions for use of this Website and are to be read together with the applicable terms and conditions governing any transaction(s), product(s) and / or services(s). In the event of any conflict between these Terms and Conditions and the terms and conditions governing the relevant transaction(s), product(s) and / or service(s), the latter will prevail.

The information, material, functions and content provided in these web pages are at the sole discretion of SBI, subject to change at any time with or without notice to you. If you use this Website and / or the services provided herein subsequent to any such change, you will be deemed to have accepted these changes.

Copyright & trademarks

SBI owns the copyright in the contents in the web pages, screens, and text appearing on this Website. Unless expressly stated herein, the copyright and all other intellectual property of whatever nature and form in the contents of this Website (including, but not limited to, all design, text, sound recordings, images or links) are the property of SBI and may not be copied, reproduced, sold, transmitted, published, re-posted, performed, broadcast, stored, adapted, distributed, displayed, licensed, modified, altered, hyper-linked by whatever means or otherwise used in whole or in part in any manner and for any purpose without the prior written consent of the SBI.

All trade marks, service marks and logos used in this Website are also owned by SBI and/or the respective third party proprietors identified in this Website. No license of any kind or right is granted to you and your access to this Website and/or use of the online services should not in any way be construed as granting, by implication, estoppel or otherwise, any license or right to use any trade marks, service marks or logos appearing on this Website without the prior written consent of SBI or the relevant third party proprietor. No such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to any website without SBI's prior written consent.

Disclaimer

This Website contains materials and information about SBI's products and services. All the materials and information in this Website including (but not limited to) products, information, data, text, graphics, audio, video, links or other items are provided by SBI on an "as is" and "as available" basis. The materials and information are provided for general information only and you are strongly encouraged to seek professional advice at all times and obtain independent verification thereof before making any specific investment, business, financial, or commercial decision based on such materials and information.

SBI does not make any warranties or representations of any kind, whether implied, express or statutory as to the truth, accuracy, adequacy or completeness of the material and information appearing on this Website or to the title, merchantability or fitness for any particular purpose of any product or services obtained through or from any person or entity who is not an authorized officer/employee of SBI except that SBI shall make all reasonable efforts to include only accurate information and to update it from time to time.

When you access this Website, it is specifically understood that you do so at your own risk and that you are aware that the SBI disclaims (i) any liability for errors in or omissions from the materials and information, whether based on contract, tort, strict liability or otherwise for any kind of damages, losses, expense or costs whatsoever and howsoever caused including without limitation to direct, indirect, consequential, incidental or any special damages arising or connected to such use or reliance on any materials, information or SBI online services regardless of the cause of action even if the same is foreseeable or SBI had been advised as to the possibility of such damages; (ii) any liability associated with any virus, which may affect a user's computer equipment; and (iii) any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your access to this Website and/or using the online services even if the SBI had been advised as to the possibility of the same.

Hyperlinks

SBI may include hyperlinks to third party websites on the internet which are not controlled or offered by SBI. By including such hyperlinks, SBI shall not be deemed to have endorsed or verified such linked websites or their contents. As such, SBI shall not have any liability for the contents of or the consequences of accessing such websites or any link in such websites. You agree that your access to and/or use of such linked websites is entirely at your own risk and is subject to the Terms and Conditions herein. Furthermore, you may not insert a link to any part or whole of this Website on any website or "mirror" or frame any part or whole of this Website or any information or materials contained herein on any server, website or web page without prior written permission from SBI.

Termination

SBI reserves the right to terminate and / or suspend your access to this Website and / or use of this Website at any time, for any reason. In particular, and without limitation to the foregoing, SBI may terminate and / or suspend your access should you breach any of these Terms and Conditions, or the rights of SBI, of any other user or of any third party.

Indemnity

You hereby agree to indemnify and keep SBI harmless against all damages, losses, expenses and costs (including legal costs on a fully indemnity basis) whatsoever suffered or incurred by SBI in connection with or arising from (1) your access of this Website and/or use of the online services, or (2) the access of this Website and/or use of the online services using your user id and/or login password whether with or without your authorization, or (3) your breach of any of these Terms and Conditions, or (4) any other party's breach of any of these Terms and Conditions where such party was able to access this Website and/or use the online services by using your user id and/or login password.

Miscellaneous

The materials and information accessed through this Website shall not in any way, be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any form of advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

Any rights not expressly granted herein are reserved. As a precautionary measure, you are also strongly advised to take all the measures necessary to protect the confidentiality of your data and/or software from possible viruses circulating on the internet.

Laws and jurisdiction

These terms and conditions are governed by and construed in accordance with the laws of Kingdom of Bahrain. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Kingdom of Bahrain